Fidelity Total International Index Fund
Figures last verified October 31, 2026
Tracks the MSCI ACWI ex USA Investable Market Index — about 5,000 developed and emerging market stocks including small caps.
FTIHX is the full international meal: developed markets, emerging markets, and — unlike the free FZILX — international small caps, roughly 5,000 stocks in all, for 0.06% with no minimum. It's Fidelity's true equivalent of VTIAX, and it's actually cheaper than Vanguard's fund, a sentence that still feels strange to type.
Within Fidelity's lineup, choose by account: FZILX for IRAs if every basis point matters and you'll never leave; FTIHX everywhere else for completeness and portability. Either way, the larger decision is the allocation itself — Vanguard's research and global market weights argue for 30–40% of equities abroad, plenty of US-only investors hold zero, and FTIHX will faithfully index whatever fraction you settle on.
Complete international coverage at Fidelity, small caps included.
FTIHX alternatives & comparable funds
If you’re weighing FTIHX against the field, these are the funds most investors line it up against — same job, different provider, slightly different terms.
| Fund | Family | Expense Ratio | Minimum |
|---|---|---|---|
| FTIHX — Fidelity Total International Index Fund | Fidelity | 0.06% | $0 |
| VTIAX — Vanguard Total Internation… | Vanguard | 0.09% | $3,000 |
| FZILX — Fidelity ZERO International Index Fund | Fidelity | 0.00% | $0 |
| SWISX — Schwab International Index Fund | Schwab | 0.06% | $0 |
Head-to-head comparisons
Frequently asked questions
What is the expense ratio of FTIHX?
FTIHX (Fidelity Total International Index Fund) has an expense ratio of 0.06%, which works out to roughly $6 per year for every $10,000 invested. That is very low by industry standards, where the average fund still charges well over 0.40%.
What is the minimum investment for FTIHX?
FTIHX has no minimum initial investment — you can start with any amount.
What does FTIHX invest in?
Tracks the MSCI ACWI ex USA Investable Market Index — about 5,000 developed and emerging market stocks including small caps. It falls in the international category and is an index fund.
What are good alternatives to FTIHX?
The funds most often compared with FTIHX are VTIAX, FZILX, SWISX — broadly similar exposure from different providers, with small differences in fee, minimum, and portability that usually come down to which brokerage holds your account.
Expense ratio and minimum for FTIHX drawn from Fidelity fund documentation; last verified October 31, 2026. Figures change — confirm against the official prospectus before investing. This review is editorial opinion, not investment advice.