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FSPSX Index Fund

Fidelity International Index Fund

Fidelity · International · Inception 1997
Expense Ratio
0.035%
Cost per $10k/yr
$3.50
Minimum
$0
Type
Index

Figures last verified October 31, 2026

Tracks the MSCI EAFE Index — large and mid-cap stocks in developed markets (Europe, Australasia, Far East).

FSPSX tracks MSCI EAFE — the oldest, most-quoted international benchmark — which means developed markets only: no China, no India, no emerging markets, and no Canada either, a quirk of the index's 1969 design. Around 700 large and mid caps from Japan, the UK, and continental Europe at 0.035%.

It's the standard international option in a remarkable number of 401(k) plans, which is the main reason most people own it. As a deliberate choice, it suits investors who want developed-market stability and prefer to hold emerging markets separately or not at all. If you'd rather make one international decision instead of two, FTIHX covers everything in a single fund for a hair more in fees.

Best for

Developed-markets-only exposure on the EAFE benchmark.

FSPSX alternatives & comparable funds

If you’re weighing FSPSX against the field, these are the funds most investors line it up against — same job, different provider, slightly different terms.

FundFamilyExpense RatioMinimum
FSPSX — Fidelity International Index Fund Fidelity 0.035% $0
VTMGX — Vanguard Developed Markets… Vanguard 0.08% $3,000
FTIHX — Fidelity Total International Index Fund Fidelity 0.06% $0
SWISX — Schwab International Index Fund Schwab 0.06% $0

Head-to-head comparisons

Frequently asked questions

What is the expense ratio of FSPSX?

FSPSX (Fidelity International Index Fund) has an expense ratio of 0.035%, which works out to roughly $3.50 per year for every $10,000 invested. That is very low by industry standards, where the average fund still charges well over 0.40%.

What is the minimum investment for FSPSX?

FSPSX has no minimum initial investment — you can start with any amount.

What does FSPSX invest in?

Tracks the MSCI EAFE Index — large and mid-cap stocks in developed markets (Europe, Australasia, Far East). It falls in the international category and is an index fund.

What are good alternatives to FSPSX?

The funds most often compared with FSPSX are VTMGX, FTIHX, SWISX — broadly similar exposure from different providers, with small differences in fee, minimum, and portability that usually come down to which brokerage holds your account.

NB
Nathan Blake · Editor, Mutual Fund Reviewer

Nathan Blake has spent fifteen years writing about index investing, retirement accounts, and the quiet math of expense ratios. He is not a licensed financial advisor, and nothing on this site is personalized investment advice — he is an editor who reads prospectuses so you don't have to. His own portfolio is three index funds and a rebalancing calendar reminder.


Expense ratio and minimum for FSPSX drawn from Fidelity fund documentation; last verified October 31, 2026. Figures change — confirm against the official prospectus before investing. This review is editorial opinion, not investment advice.